The broadest range of asset classes

The broadest range of asset classes

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The broadest range of asset classes

We work with carriers and advisers to create customised PPLI solutions that can include a wide variety of non-traditional assets (NTAs), such as hedge funds, real estate, private equity and private debt, that enables clients to diversify their investment strategy.

A definition of NTA

Non-Traditional Assets are alternative assets with a higher intrinsic risk-profile as opposed to traditional assets because they meet at least one of the following criteria:

  • assets without a listed price at an accepted stock exchange
  • a limited transferability
  • a limited liquidity

Asset Classes

  • Financial Holding Companies / Private Investment Company
  • Debt instruments
  • PE/hedge/real estate funds
  • Real estate companies
  • Trading companies (case by case analysis)

Subject to:

  • Extensive due diligence, with valuation being at Fair Market Value
  • Local country acceptability (e.g. personalised investments, investor control)
  • Adequate cash/liquid assets to cover the recurring fees of the policy
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Case Study

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Key benefits of NTA

 

Integrating NTA into an insurance portfolio

Our Group has a proven track record in understanding the characteristics of non-traditional assets, how to value and integrate them into a diverse portfolio. Integrating non-traditional assets into wealth planning solutions also means that the value of the assets can be passed on to the next generation smoothly.

We create customised PPLI solutions that can include a wide variety of non-traditional assets (NTA), such as hedge funds, real estate, commodities and private equity, that enables clients to diversify their investment strategy.

We understand the characteristics of non-traditional assets, how to value and integrate them into a diverse portfolio. Integrating non-traditional assets into wealth planning solutions also means that the value of the assets can be passed on to the next generation smoothly.

We have built the largest and most experienced in-house NTA team in the market including experts who assess each non-traditional asset proposed for inclusion in a PPLI policy, to analyse the asset’s suitability to a life insurance solution.

1. Unquoted shares
2. Investment funds/ investment schemes
3. Unquoted debt instruments
4. Hedge funds
5. Other assets

Unquoted shares

 

  • Shares that have no publicly stated price, because they are not listed on a stock exchange

  • These can include:

    • Financial Holding Companies

    • Real Estate Companies

    • Pure Private Companies such as Holding or Trading Companies

Investment funds/investment schemes

 

  • Shares or Partnership Interests

  • These can include:

    • Private Equity funds

    • Certain Real Estate funds

Unquoted debt instruments

 

  • Debt Instruments for which the issuer and the instrument are not listed on a regulated market

  • These can include:

    • Promissory notes

    • Unquoted bonds

Hedge funds

 

  • An alternative investment vehicle, typically formed as a private limited partnership, available only to sophisticated investors

Other assets

 

  • Subject to due diligence review:

    • Delisted Assets

    • Distressed Assets