Protection & transfer of wealth

Protection & transfer of wealth

Protection & transfer of wealth

Protection and transfer of wealth is a priority for most investors in today’s volatile markets. Our wealth assurance solutions enable the creation of an efficient and flexible wealth and succession planning strategy, customised around clients and their families, including deferred taxation and compound growth, together with a variety of death cover options, for liquidity or capital protection.

Investing through a taxable account versus a tax-advantaged vehicle

 

Source : GSAM based on hypothetical assumptions (see below).

Assumptions
 
  • These examples are for illustrative purposes only and are not actual results. If any assumptions used do not prove to be true, results may vary substantially.
  • $200,000 invested with no withdrawals made.
  • Assumes an 8% return that is net of fees for both accounts and net of taxes for the taxable account.
  • Fees are 1.25% for the tax-advantaged vehicle and 1% for the taxable account.
  • Taxes on gains for the taxable account are 60% Long-term Capital Gains tax (23.8%) and 40% Ordinary income tax rate (40.8%). Ordinary income tax rate of 40.8% includes 3.8% of Medicare Surtax. Calculations exclude the impact of the state taxes.
  • The net returns are 6.75% for the tax-advantaged vehicle and 4.55% for the taxable account.
  • GROWTH OF $200,000 : A graphical measurement of a portfolio’s gross return that simulates the performance of an initial investment of $200,000 over the given time period. The example provided foes not reflect the deduction of investment advisory fees and expenses which would reduce an investor’s return./
Past performance does not guarantee future results, which may vary.
Case study

Case study

French entrepreneur residing in Hong Kong planning to retire in Europe

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Our proposition

Our proposition

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